Are you overpaying on car insurance?

Compare car insurance options and see how much you could save. Most drivers never switch, and overpay for it.

Car insurance prices tend to creep up at renewal, especially if you let your policy roll over automatically. Comparing a handful of providers takes a few minutes and is one of the easiest ways to stop paying more than you need to. Below you can line up cover options side by side, then head to a provider to get a real quote for your situation.

Quick check: are you overpaying?

Question 1 of 3

When you last renewed, did you shop around or just let it auto-renew?

Compare car insurance

Example Insure A

From TBC

Partner link coming soon

Cover type
Comprehensive
Excess from
TBC
New driver friendly
TBC
See deal (link TBC)

Example Insure B

From TBC

Partner link coming soon

Cover type
Comprehensive
Excess from
TBC
New driver friendly
TBC
See deal (link TBC)

How to save on car insurance

Never auto-renew without checking

Loyalty rarely pays with car insurance. Existing customers are often quoted more than new ones, so always compare before your renewal date.

Set your renewal reminder early

Quotes can be cheaper around 20 to 26 days before your renewal than on the day itself. Shopping early often beats leaving it last minute.

Check the excess, not just the price

A lower headline price can come with a higher excess. Compare the full picture so a cheap policy does not cost you more if you claim.

Car Insurance FAQs

Does Frugl give me a quote?

No. Frugl helps you compare options and understand the market. You get a real quote from the provider you choose, based on your own details.

Is it cheaper to switch or stay?

It varies, but many drivers find switching at renewal is cheaper than auto-renewing. Comparing is the only way to know for your situation.

Will comparing affect my credit score?

Getting a quote normally uses a soft check that does not affect your score. Always check the provider's own terms to be sure.